Managing your money

Good money management can mean many things – from living within your means to saving for short and long term goals, to having a realistic plan to pay off your debts. Here's some advice to help you stay on top of your finances.

Budgeting

If you want to get on top of your finances, a budget is a really good way to start.

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Universal Credit

Universal Credit is a payment to help with your living costs.

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Help managing your money

Know who can help if you;re struggling to make ends meet.

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Loan Sharks

Know how to spot and avoid loan sharks

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Avoiding scams

Know how to spot and avoid scams

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Budget calculator

We want to help you know exactly where your money is being spent, and how much you’ve got coming in. Knowing where every pound is being spent is a great first step to starting your savings, getting out of debt or preparing for retirement. Our Budget Planner can help

Money Helper

Latest news

Find out what's happening at Bernicia and in our communities.

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Photo of the Yourston family with Steven Harrison, CEO of Advance Northumberland, ar left, Kyra Thompson, Bernicia housing officer, the Yourston family and Bernicia's Jeff Boyd.
Category / News

New homes joy as £13.5m Berwick scheme complete

Scores of local people are beginning life in their new homes as the final house in a 56 property scheme in Berwick is completed. The Yourston family are the latest to get the keys to their new home, transforming their lives after facing an uncertain future when their private landlord…

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Photograph of Janette Longstaff. Bernicia's Executive Director of Finance, who led our negotiations to secure a £100m loan from Barclays
Category / News

£100m loan to fund up to 1,000 new Bernicia homes

Bernicia has secured a £100m loan from Barclays Bank which will underpin the building of up to 1,000 new affordable homes. We have also refinanced an existing £20m revolving credit facility line with Barclays as we seek to deliver our new five-year Corporate Strategy ‘The Bernicia Effect: Supporting Opportunity’ –…

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