Budgeting

If you want to get on top of your finances, a budget is a really good way to start.

Keep a record of money you have coming in (from things like your salary or wages, pensions or benefits) and payments that you make (such as rent, council tax, gas and electricity and other living expenses). What’s left is what you have available to spend on other things.

There are many ways you can set up your own budget including using a spreadsheet on a computer or by simply writing it down on a piece of paper.

The Money Advice Service has a free online budget planner that takes about 30 minutes to complete. You can save your results and return to update them at any time.

Visit the Money Advice Service Budget Planner

 

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Photograph showing seven members of Bernicia's employability team who support care leavers into work
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Bernicia creates pathway to employment success for care leavers

It’s National Care Leavers Month and we’re turning the spotlight onto super talented young people who have care experience and our fantastic colleagues who support them. Bernicia has developed the Care Leavers Opportunity Pathway, an employment and skills programme designed to help care leavers develop the specific skills, confidence…

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