Insurance
It's important to make sure your insure your furniture, belongings and decorations against fire, theft, vandalism or water damage such as burst pipes. Find out how we can help.
It’s important that you’re aware Bernicia doesn’t insure your furniturem, belongings and decorations against fire, theft, vandalism or water damage such as burst pipes. We insure the buildings you live in but not the contents inside them.
If you look around your home and think about how much it would cost to replace your belongings if they were damaged or destroyed, it soon adds up.
We’ve worked with Royal Sun Alliance to arrange a contents insurance scheme designed specifically for our customers. You can give yourself peace of mind by knowing you’ll have a contents insurance policy which includes the following benefits:
- No excess payable on any claim
- Easy payment, either weekly, fortnightly, monthly or annually
- New for old cover (except clothing & household linen where an allowance for wear & tear is deducted).
- Fast and efficient claims service
There’s also the option to extend the standard cover for the following:
- Full accidental damage cover for household contents
- Personal belongings away from the home
- Wheelchairs
- Hearing aids
- Pedal cycles
This has come at a really good time just when we needed it. The house is perfect with two bedrooms – we wouldn’t have been able to afford it without the shared ownership scheme.
This has come at a really good time just when we needed it. The house is perfect with two bedrooms – we wouldn’t have been able to afford it without the shared ownership scheme.